Cost-of-Living Adjustment

Below we have a table depicting the Federal Retiree COLA history from 1999 through 2018. Cost of Living increases are measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Social Security and Supplemental Security Income (SSI) benefits are adjusted to reflect any increase in the cost of living. The cost-of-living adjustment protects the purchasing power of Social Security and SSI benefits.

We are offering free benefits education for Federal Employees. The Federal Retirement Benefits Center empowers people like yourself who are ready to plan for retirement.  We do this by offering educational programs that explain your benefits in detail, and clarify any points that will help you plan for your future. The Federal Retirement Help Group holds workshops, seminars, webinars and individual meetings.  We explain your benefits to you in a clear and easy to understand way. If you work

There may be some confusion when it comes to death benefits for federal employees. We are the Federal Retirement Benefits Center, financial professionals and educators who help you understand the benefits you have earned as a federal employee. We can answer questions you may have regarding benefits your beneficiaries will receive should you die while still in Federal service. We conduct Federal Retirement Workshops to explain the subtleties and intricacies of your benefits.  <

Complimentary Income Analysis

We encourage federal employees to obtain an employee Benefits Analysis in the retirement planning process.  The Federal Retirement Benefits Center, led by founder Rich Eller,  works with a team of Federal employee benefits experts. We provide education and guidance concerning your financial future, providing personal counseling  and a detailed income analysis prepared in an easily understood report. We encourage Federal Em

Complimentary Income Analysis

The Federal Retirement Benefits Center offers educational workshops and income analysis resulting in comprehensive retirement planning. Federal employees have very good benefits - get the most out of these benefits and start planning for retirement early. As federal employee benefits are unique and complex, our staff conduct educational benefits workshops that will explain how your benefits work. We have years of federal human r

Federal Retirement Benefits are Taxable

Federal Retirement Pensions are Taxable

Many federal retirees forget that their federal retirement benefits are taxable. Planning for life after retirement begins by understanding your retirement benefits, how each benefit will be taxed, and what your net monthly income will be. As a federal employee facing retirement, do you know what retirement taxes can you expect to pay? What you don't know can impact your future. If you find your federal employee ben

Complimentary Income Analysis

Richard Eller is the President and the Founder of The Federal Retirement Benefits Center. As leader of a team of Federal employee benefits experts, we provide guidance and counseling to any federal employee who is planning for retirement.  Our goal is to educate federal employees, provide personal counseling and a detailed income analysis prepared in a

Richard Eller
Most of my retirement planning meetings with federal employees focus primarily on what age to retire or what the approximate expected income will be. These are critical questions to discuss prior to approaching your retirement. Yet there is another question that is part of the planning process: Where to retire? There are many federal employees who have already decided to retire in their current ho

The silent thief of your comfortable federal retirement and why you should never ignore it.

Richard Eller

Most of us never really give inflation a second thought, though we know it exists. A loaf of bread that once cost $ 1.79 is now $ 1.99 and we think it’s only 20 cents. True, but it’s also a price increase of 11%. When did you last receive an 11% raise? We know that inflation in the late 1970’s

Federal Employees Health Benefits (FEHB) Eligibility

Many federal employees have questions about their eligibility for FEHB, and the eligibility and benefit allowances for their spouses and dependent children. As a Federal employee, you are eligible to elect FEHB coverage, unless your position is excluded by law or regulation. However, there are numerous special provisions for people in part-time or intermittent employment, temporary appointments, and specif