When you have questions about CSRS retirement planning, we can help. We are the Federal Retirement Benefits Center, and we help CT federal employees understand their benefits.

If you are a federal employee, the retirement system you were enrolled in will determine your benefits coverage. There are two federal government retirement programs in effect right now: The Civil Service Retirement System (CSRS) and the Federal Employees Retirement System (FERS). The CSRS is a defined benefit plan and provides retirement, disability and survivor benefits for most civilian employees hired between 1920 and 1984. CSRS employees pay 7 percent of their salary into the federal retirement fund. Since they have not paid into Social Security, they do not pay Social Security payroll taxes, nor are they eligible for Social Security benefits.

Until 1984, employment by the federal government was covered under the Civil Service Retirement System (CSRS) and not by Social Security. If you worked for a federal agency during those years, you did not pay Social Security tax on your earnings and those earnings are not shown on your record.

The Federal Retirement Benefits Center offers retirement workshops for federal employees that have questions about their benefits. Request a FREE Benefits Analysis.

CSRS Retirement Planning | Hartford CT | Federal Retirement Benefits Center