Federal Employees Health Benefits (FEHB) Eligibility
Many federal employees have questions about their eligibility for FEHB, and the eligibility and benefit allowances for their spouses and dependent children. As a Federal employee, you are eligible to elect FEHB coverage, unless your position is excluded by law or regulation. However, there are numerous special provisions for people in part-time or intermittent employment, temporary appointments, and specifically named positions.
FEHB for Eligible Dependents
Family Members eligible under your Federal Employee Health Benefits include:
- your self
- your spouse (including valid common-law marriage)
- children under age 26 ( legally adopted children, stepchildren, recognized children born out of wedlock)
- foster children that live with you
- child 26 or older incapable of self support (preexisting mental or physical disability who is an eligible family member)
Federal Employees Dental and Vision Insurance Program Eligibility
Federal Employees Dental/Vision (FEDVIP) rules differ from FEHB rules for family member eligibility. Employees must be eligible for the FEHB Program in order to be eligible to enroll in FEDVIP. It does not matter if they are actually enrolled in FEHB - eligibility is the key. Annuitants do not have to be eligible or enrolled in the FEHB Program.
Have Questions About Your Federal Employee Benefits?
The benefits earned by federal employees are varied and generous. Many employees, however, find their benefits package confusing. Whether you are beginning a career or are nearing retirement age, understanding your benefits picture is critical in planning for your retirement. This is where the Federal Retirement Benefits Center can help. We offer workshops, seminars, webinars and personal consultation for federal employees who want a clear understanding of their individual retirement profile. We encourage Federal Employees to request a free benefits analysis. Contact FRBC today at (844) 533-3372 today.