Are you a federal employee looking for retirement planning guidance? We suggest that you take advantage of what we offer. We are Federal Retirement Benefits Center, and our staff are dedicated to educating federal employees about their benefit choices. Federal Retirement Benefits Center offers educational workshops that help federal employees with retirement planning. Securing your future retirement income takes careful planning. Federal Retirement Benefits Center is staffed with human resources experts that can explain any aspect of your benefits in detail.

Knowing when you can retire and understanding your Federal retirement benefits are an important part of the retirement planning process. Whatever decisions are made today will impact your financial security.  One attractive aspect of working for the federal government in the first place is for the generous benefits.


The FERS (Federal Employees Retirement System) covers employees hired on or before Jan. 1, 1984. FERS is a retirement system that is responsive to the employee’s needs and decisions. Many of its features are “portable,” so if you leave Federal employment, you may still qualify for the benefits. FERS enables you to take an active role in securing your future. Therefore, it is important for you to understand the features and benefits of the retirement program, so you can make wise financially sound decisions now in preparation for your retirement.

A three-tiered retirement system, FERS provides retirement income from three separate sources: the FERS Basic Annuity, TSP - Thrift Savings Plan, and Social Security Benefits.  Your retirement eligibility under FERS is determined by your age and number of years of creditable service worked. High-3 Average Pay determines your FERS Annnuity computation. The average of three highest consecutive years of basic pay is the basis for your annual annuity computation.  The TSP is a retirement savings plan similar to 401(k) plans. The purpose of the TSP is to give you the ability to participate in a long-term retirement savings and investment plan.

Federal Employees that have questions about these and other benefits are invited to contact the Federal Retirement Benefits Center for more information. Call (844) 533-3372.

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Retirement Planning Guidance | Federal Retirement Benefits Center